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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,979 | $100,938+78.3% | $90,461+99.0% | $158,982+13.2% |
| Participation rate | 17.4% | 75.0%-57.6pp | 72.7%-55.3pp | 82.0%-64.6pp |
| Annual return | 5.92% | 1727.20%-1721.3pp | 1294.76%-1288.8pp | 302.99%-297.1pp |
| Employer contribution / active EE | $168 | $3,691-95.5% | $3,264-94.9% | $4,763-96.5% |
| Participant deferral / active EE | $1,665 | $4,350-61.7% | $3,964-58.0% | $5,983-72.2% |
| Admin fee / account holder | $672 | $6,510-89.7% | $5,617-88.0% | $11,252-94.0% |