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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,198 | $90,607+21.6% | $79,467+38.7% | $135,380-18.6% |
| Participation rate | 17.4% | 76.0%-58.7pp | 73.3%-56.0pp | 82.6%-65.3pp |
| Annual return | -3.12% | 977.74%-980.9pp | 718.30%-721.4pp | 519.81%-522.9pp |
| Employer contribution / active EE | $131 | $3,068-95.7% | $2,800-95.3% | $4,779-97.3% |
| Participant deferral / active EE | $757 | $4,050-81.3% | $3,704-79.6% | $5,609-86.5% |
| Admin fee / account holder | $2,211 | $5,895-62.5% | $5,104-56.7% | $10,828-79.6% |