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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,827 | $76,551-80.6% | $123,894-88.0% | $62,881-76.4% |
| Participation rate | 87.5% | 73.0%+14.5pp | 81.4%+6.1pp | 69.3%+18.2pp |
| Annual return | 7.30% | 18.68%-11.4pp | 47.52%-40.2pp | 20.14%-12.8pp |
| Employer contribution / active EE | $1,368 | $2,882-52.6% | $4,617-70.4% | $2,281-40.0% |
| Participant deferral / active EE | $2,604 | $4,840-46.2% | $5,984-56.5% | $3,203-18.7% |
| Admin fee / account holder | $460 | $4,826-90.5% | $8,357-94.5% | $4,296-89.3% |