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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,738 | $52,836-62.6% | $105,736-81.3% | $64,173-69.2% |
| Participation rate | 58.5% | 66.5%-8.0pp | 76.3%-17.8pp | 69.6%-11.0pp |
| Annual return | -3.33% | 14.30%-17.6pp | 6.27%-9.6pp | 7.63%-11.0pp |
| Employer contribution / active EE | $989 | $1,827-45.9% | $3,268-69.7% | $2,381-58.5% |
| Participant deferral / active EE | $1,825 | $2,545-28.3% | $4,080-55.3% | $3,470-47.4% |
| Admin fee / account holder | $1,569 | $3,959-60.4% | $6,913-77.3% | $4,887-67.9% |