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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,174 | $56,339-50.0% | $104,299-73.0% | $68,490-58.9% |
| Participation rate | 57.8% | 63.3%-5.5pp | 73.3%-15.5pp | 67.9%-10.1pp |
| Annual return | -13.41% | -9.19%-4.2pp | 24.62%-38.0pp | -7.85%-5.6pp |
| Employer contribution / active EE | $1,202 | $1,960-38.7% | $3,373-64.4% | $2,597-53.7% |
| Participant deferral / active EE | $2,387 | $3,077-22.4% | $4,626-48.4% | $4,028-40.7% |
| Admin fee / account holder | $1,680 | $4,902-65.7% | $7,339-77.1% | $5,403-68.9% |