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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,620 | $101,591-8.8% | $147,096-37.0% | $74,429+24.4% |
| Participation rate | 82.4% | 75.5%+6.8pp | 82.2%+0.2pp | 67.2%+15.1pp |
| Annual return | 11.73% | 8746.45%-8734.7pp | 419.75%-408.0pp | 1368.38%-1356.7pp |
| Employer contribution / active EE | $3,796 | $3,813-0.4% | $4,936-23.1% | $2,625+44.6% |
| Participant deferral / active EE | $9,796 | $7,302+34.1% | $8,071+21.4% | $4,348+125.3% |
| Admin fee / account holder | $13,857 | $1,750+691.8% | $13,005+6.5% | $1,944+612.7% |