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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,574 | $82,674+16.8% | $125,363-23.0% | $68,495+41.0% |
| Participation rate | 81.5% | 75.0%+6.5pp | 82.4%-0.8pp | 67.9%+13.6pp |
| Annual return | -19.95% | -5.97%-14.0pp | 572.15%-592.1pp | -7.84%-12.1pp |
| Employer contribution / active EE | $4,425 | $3,382+30.9% | $4,815-8.1% | $2,596+70.4% |
| Participant deferral / active EE | $11,824 | $6,111+93.5% | $7,447+58.8% | $4,028+193.6% |
| Admin fee / account holder | $5,602 | $6,276-10.7% | $10,005-44.0% | $5,403+3.7% |