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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,530 | $154,228+10.6% | $145,433+17.3% | $137,256+24.2% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.7pp | 80.0%+12.9pp |
| Annual return | 17.66% | 74.59%-56.9pp | 66.58%-48.9pp | 220.34%-202.7pp |
| Employer contribution / active EE | $5,962 | $4,804+24.1% | $4,554+30.9% | $4,156+43.5% |
| Participant deferral / active EE | $12,606 | $8,216+53.4% | $7,897+59.6% | $6,407+96.8% |
| Admin fee / account holder | $2,273 | $14,344-84.2% | $13,129-82.7% | $12,270-81.5% |