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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,530 | $162,136+5.2% | $152,301+12.0% | $154,746+10.2% |
| Participation rate | 92.9% | 84.1%+8.8pp | 82.4%+10.4pp | 80.7%+12.2pp |
| Annual return | 17.66% | 91.02%-73.4pp | 80.50%-62.8pp | 172.34%-154.7pp |
| Employer contribution / active EE | $5,962 | $4,890+21.9% | $4,624+28.9% | $4,379+36.1% |
| Participant deferral / active EE | $12,606 | $8,341+51.1% | $8,004+57.5% | $6,730+87.3% |
| Admin fee / account holder | $2,273 | $15,759-85.6% | $14,398-84.2% | $14,365-84.2% |