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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,899 | $138,102-40.7% | $125,381-34.7% | $134,532-39.1% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -19.18% | 750.73%-769.9pp | 572.31%-591.5pp | 418.27%-437.4pp |
| Employer contribution / active EE | $4,344 | $5,245-17.2% | $4,815-9.8% | $4,741-8.4% |
| Participant deferral / active EE | $10,295 | $7,801+32.0% | $7,448+38.2% | $6,401+60.8% |
| Admin fee / account holder | $10,939 | $11,568-5.4% | $10,007+9.3% | $11,429-4.3% |