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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,344 | $183,627-48.6% | $155,602-39.4% | $145,978-35.4% |
| Participation rate | 58.3% | 82.7%-24.4pp | 78.2%-19.9pp | 80.3%-22.0pp |
| Annual return | 21.43% | 61.32%-39.9pp | 64.81%-43.4pp | 550.52%-529.1pp |
| Employer contribution / active EE | $1,349 | $5,316-74.6% | $4,675-71.1% | $4,662-71.1% |
| Participant deferral / active EE | $6,015 | $6,466-7.0% | $5,629+6.9% | $6,690-10.1% |
| Admin fee / account holder | $2 | $19,327-100.0% | $15,923-100.0% | $13,400-100.0% |