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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,071 | $209,428-73.7% | $178,498-69.1% | $158,950-65.4% |
| Participation rate | 42.9% | 86.4%-43.5pp | 81.9%-39.1pp | 82.0%-39.1pp |
| Annual return | 36.47% | 188.78%-152.3pp | 151.09%-114.6pp | 302.91%-266.4pp |
| Employer contribution / active EE | $607 | $5,707-89.4% | $5,011-87.9% | $4,762-87.3% |
| Participant deferral / active EE | $3,941 | $5,955-33.8% | $5,202-24.2% | $5,983-34.1% |
| Admin fee / account holder | $0 | $17,077-100.0% | $13,985-100.0% | $11,248-100.0% |