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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,578 | $202,345-83.9% | $172,755-81.1% | $152,885-78.7% |
| Participation rate | 54.5% | 87.1%-32.5pp | 82.6%-28.1pp | 82.5%-27.9pp |
| Annual return | 34.54% | 1029.77%-995.2pp | 802.94%-768.4pp | 345.39%-310.8pp |
| Employer contribution / active EE | $1,036 | $5,858-82.3% | $5,144-79.9% | $4,763-78.2% |
| Participant deferral / active EE | $5,055 | $5,948-15.0% | $5,198-2.8% | $5,851-13.6% |
| Admin fee / account holder | $1 | $17,111-100.0% | $13,955-100.0% | $11,598-100.0% |