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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $49,628 |
UBS FINANCIAL SERVICES INC3 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $43,146 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,236 | $85,135-17.5% | $98,920-29.0% | $73,412-4.3% |
| Participation rate | 87.3% | 81.1%+6.2pp | 76.0%+11.3pp | 72.2%+15.1pp |
| Annual return | 27.20% | 19.14%+8.1pp | 196.47%-169.3pp | 59.30%-32.1pp |
| Employer contribution / active EE | $1,516 | $2,721-44.3% | $2,689-43.6% | $2,234-32.1% |
| Participant deferral / active EE | $4,046 | $4,349-7.0% | $4,245-4.7% | $3,806+6.3% |
| Admin fee / account holder | $306 | $139+119.9% | $6,643-95.4% | $158+93.9% |