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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,738 | $101,618+139.9% | $93,063+161.9% | $137,256+77.6% |
| Participation rate | 80.0% | 74.9%+5.1pp | 72.1%+7.9pp | 80.0%0pp |
| Annual return | 16.97% | 223.95%-207.0pp | 34.15%-17.2pp | 220.34%-203.4pp |
| Employer contribution / active EE | $4,804 | $2,707+77.5% | $2,476+94.0% | $4,156+15.6% |
| Participant deferral / active EE | $11,848 | $4,279+176.9% | $3,958+199.3% | $6,407+84.9% |
| Admin fee / account holder | $1,662 | $6,198-73.2% | $6,033-72.5% | $12,270-86.5% |