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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,583 | $110,093+73.1% | $97,295+95.9% | $145,897+30.6% |
| Participation rate | 80.0% | 75.9%+4.1pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 33.61% | 244.76%-211.1pp | 75.62%-42.0pp | 552.29%-518.7pp |
| Employer contribution / active EE | $4,401 | $3,077+43.0% | $2,723+61.6% | $4,663-5.6% |
| Participant deferral / active EE | $10,067 | $4,678+115.2% | $4,264+136.1% | $6,689+50.5% |
| Admin fee / account holder | $5,855 | $6,212-5.8% | $5,646+3.7% | $13,390-56.3% |