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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,738 | $125,778+93.8% | $114,563+112.8% | $154,746+57.5% |
| Participation rate | 80.0% | 75.2%+4.8pp | 72.9%+7.1pp | 80.7%-0.7pp |
| Annual return | 16.97% | 295.14%-278.2pp | 241.09%-224.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $4,804 | $2,806+71.2% | $2,592+85.3% | $4,379+9.7% |
| Participant deferral / active EE | $11,848 | $4,445+166.6% | $4,142+186.0% | $6,730+76.0% |
| Admin fee / account holder | $1,662 | $8,190-79.7% | $7,623-78.2% | $14,365-88.4% |