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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,065 | $106,551+2.4% | $91,225+19.6% | $134,532-18.9% |
| Participation rate | 75.0% | 76.8%-1.8pp | 73.2%+1.8pp | 81.2%-6.2pp |
| Annual return | -34.41% | 160.78%-195.2pp | 114.12%-148.5pp | 418.27%-452.7pp |
| Employer contribution / active EE | $5,089 | $3,331+52.7% | $2,851+78.5% | $4,741+7.3% |
| Participant deferral / active EE | $10,906 | $4,718+131.1% | $4,233+157.6% | $6,401+70.4% |
| Admin fee / account holder | $4,953 | $6,234-20.5% | $5,422-8.7% | $11,429-56.7% |