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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,602 | $63,703-3.3% | $93,063-33.8% | $82,448-25.3% |
| Participation rate | 83.9% | 63.8%+20.0pp | 72.1%+11.8pp | 68.1%+15.8pp |
| Annual return | 18.55% | -775.43%+794.0pp | 34.15%-15.6pp | 41.64%-23.1pp |
| Employer contribution / active EE | $1,640 | $1,729-5.1% | $2,476-33.8% | $2,551-35.7% |
| Participant deferral / active EE | $2,520 | $2,919-13.7% | $3,958-36.3% | $4,139-39.1% |
| Admin fee / account holder | $996 | $5,982-83.4% | $6,033-83.5% | $7,234-86.2% |