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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,181 | $58,523-77.5% | $99,475-86.7% | $72,975-81.9% |
| Participation rate | 92.3% | 64.6%+27.7pp | 73.8%+18.5pp | 69.5%+22.8pp |
| Annual return | 49.76% | 28.51%+21.3pp | 30.72%+19.0pp | 81.01%-31.2pp |
| Employer contribution / active EE | $1,357 | $1,512-10.3% | $2,540-46.6% | $2,440-44.4% |
| Participant deferral / active EE | $1,939 | $2,606-25.6% | $3,619-46.4% | $3,608-46.3% |
| Admin fee / account holder | $2,275 | $4,102-44.5% | $6,252-63.6% | $5,124-55.6% |