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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,120 | $181,896-80.7% | $156,551-77.6% | $273,972-87.2% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 84.77% | 30.74%+54.0pp | 32.23%+52.5pp | 41.46%+43.3pp |
| Employer contribution / active EE | $3,103 | $6,248-50.3% | $5,501-43.6% | $4,869-36.3% |
| Participant deferral / active EE | $3,104 | $5,550-44.1% | $4,871-36.3% | $5,287-41.3% |
| Admin fee / account holder | $1,471 | $15,560-90.5% | $13,028-88.7% | $10,133-85.5% |