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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,995 | $167,362-58.2% | $143,799-51.3% | $134,532-48.0% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -11.81% | 0.47%-12.3pp | -0.04%-11.8pp | 418.27%-430.1pp |
| Employer contribution / active EE | $2,943 | $5,620-47.6% | $4,952-40.6% | $4,741-37.9% |
| Participant deferral / active EE | $2,943 | $6,447-54.4% | $5,638-47.8% | $6,401-54.0% |
| Admin fee / account holder | $342 | $18,094-98.1% | $14,677-97.7% | $11,429-97.0% |