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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,092 | $202,342-71.8% | $172,752-67.0% | $152,897-62.7% |
| Participation rate | 50.0% | 87.1%-37.1pp | 82.6%-32.6pp | 82.5%-32.5pp |
| Annual return | 12.42% | 1029.83%-1017.4pp | 802.97%-790.6pp | 345.43%-333.0pp |
| Employer contribution / active EE | $1,403 | $5,858-76.0% | $5,144-72.7% | $4,764-70.5% |
| Participant deferral / active EE | $2,407 | $5,948-59.5% | $5,198-53.7% | $5,851-58.9% |
| Admin fee / account holder | $2,135 | $17,111-87.5% | $13,955-84.7% | $11,599-81.6% |