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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,576 | $160,070-0.9% | $147,117+7.8% | $145,897+8.7% |
| Participation rate | 64.3% | 84.0%-19.7pp | 82.2%-17.9pp | 80.3%-16.0pp |
| Annual return | 18.11% | 98.69%-80.6pp | 420.54%-402.4pp | 552.29%-534.2pp |
| Employer contribution / active EE | $5,303 | $5,285+0.3% | $4,932+7.5% | $4,663+13.7% |
| Participant deferral / active EE | $12,309 | $8,419+46.2% | $8,065+52.6% | $6,689+84.0% |
| Admin fee / account holder | $224,188 | $15,035+1391.1% | $12,993+1625.5% | $13,390+1574.2% |