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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,044 | $150,447+10.4% | $136,298+21.8% | $147,586+12.5% |
| Participation rate | 81.8% | 84.4%-2.6pp | 81.9%-0.1pp | 82.8%-1.0pp |
| Annual return | 18.36% | 1049.15%-1030.8pp | 5156.27%-5137.9pp | 578.59%-560.2pp |
| Employer contribution / active EE | $4,285 | $5,256-18.5% | $4,696-8.8% | $4,876-12.1% |
| Participant deferral / active EE | $8,285 | $6,631+25.0% | $6,247+32.6% | $5,439+52.3% |
| Admin fee / account holder | $11,061 | $10,906+1.4% | $9,244+19.7% | $10,886+1.6% |