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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,036 | $201,264+102.7% | $184,185+121.5% | $145,978+179.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.85% | 29.00%-17.2pp | 28.81%-17.0pp | 550.52%-538.7pp |
| Employer contribution / active EE | $4,934 | $7,021-29.7% | $6,426-23.2% | $4,662+5.8% |
| Participant deferral / active EE | $12,202 | $9,806+24.4% | $9,132+33.6% | $6,690+82.4% |
| Admin fee / account holder | $85,867 | $16,376+424.4% | $13,909+517.3% | $13,400+540.8% |