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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,701 | $100,041+102.6% | $149,718+35.4% | $70,131+189.0% |
| Participation rate | 87.5% | 83.6%+3.9pp | 87.1%+0.4pp | 69.5%+18.0pp |
| Annual return | 12.26% | 27.43%-15.2pp | 1501.70%-1489.4pp | 73.14%-60.9pp |
| Employer contribution / active EE | $4,418 | $3,662+20.7% | $5,444-18.9% | $2,342+88.6% |
| Participant deferral / active EE | $9,392 | $4,983+88.5% | $6,568+43.0% | $3,332+181.9% |
| Admin fee / account holder | $11,326 | $8,286+36.7% | $11,283+0.4% | $4,645+143.8% |