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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,682 | $197,625+40.0% | $177,840+55.6% | $158,966+74.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 13.60% | 58.76%-45.2pp | 48.32%-34.7pp | 302.95%-289.4pp |
| Employer contribution / active EE | $12,824 | $6,698+91.5% | $5,919+116.7% | $4,762+169.3% |
| Participant deferral / active EE | $20,889 | $8,405+148.5% | $7,714+170.8% | $5,983+249.1% |
| Admin fee / account holder | $5,850 | $15,405-62.0% | $12,431-52.9% | $11,250-48.0% |