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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,548 | $227,597-88.3% | $189,575-86.0% | $167,536-84.2% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.4%+12.5pp | 82.1%+8.8pp |
| Annual return | 15.56% | 78.44%-62.9pp | 64.19%-48.6pp | 478.82%-463.3pp |
| Employer contribution / active EE | $3,017 | $5,316-43.2% | $4,412-31.6% | $4,839-37.6% |
| Participant deferral / active EE | $6,301 | $7,002-10.0% | $6,174+2.1% | $6,342-0.7% |
| Admin fee / account holder | $2,279 | $11,877-80.8% | $9,806-76.8% | $12,315-81.5% |