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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,194 | $202,440-87.6% | $169,390-85.1% | $139,466-81.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 16.18% | 532.36%-516.2pp | 406.07%-389.9pp | 373.66%-357.5pp |
| Employer contribution / active EE | $2,751 | $4,693-41.4% | $4,013-31.4% | $4,754-42.1% |
| Participant deferral / active EE | $6,955 | $6,940+0.2% | $6,222+11.8% | $6,712+3.6% |
| Admin fee / account holder | $1,734 | $10,722-83.8% | $9,015-80.8% | $11,409-84.8% |