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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,475 | $190,879-90.3% | $160,009-88.5% | $134,532-86.3% |
| Participation rate | 91.7% | 82.0%+9.7pp | 78.0%+13.7pp | 81.2%+10.4pp |
| Annual return | -18.84% | 552.63%-571.5pp | 408.85%-427.7pp | 418.27%-437.1pp |
| Employer contribution / active EE | $1,716 | $4,995-65.6% | $4,225-59.4% | $4,741-63.8% |
| Participant deferral / active EE | $4,326 | $6,924-37.5% | $6,183-30.0% | $6,401-32.4% |
| Admin fee / account holder | $1,121 | $10,495-89.3% | $8,715-87.1% | $11,429-90.2% |