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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,460 | $98,463-62.0% | $119,258-68.6% | $85,856-56.4% |
| Participation rate | 100.0% | 77.6%+22.4pp | 82.7%+17.3pp | 69.3%+30.7pp |
| Annual return | 13.88% | 38.53%-24.6pp | 30.69%-16.8pp | 318.58%-304.7pp |
| Employer contribution / active EE | $2,384 | $3,698-35.5% | $4,384-45.6% | $2,565-7.1% |
| Participant deferral / active EE | $5,134 | $4,942+3.9% | $6,111-16.0% | $3,952+29.9% |
| Admin fee / account holder | $3,772 | $7,493-49.7% | $7,226-47.8% | $6,261-39.7% |