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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,884 | $75,963-81.7% | $97,995-85.8% | $70,126-80.2% |
| Participation rate | 98.4% | 77.0%+21.5pp | 82.4%+16.0pp | 69.5%+28.9pp |
| Annual return | 51.81% | 19.26%+32.5pp | 23.94%+27.9pp | 73.15%-21.3pp |
| Employer contribution / active EE | $2,303 | $3,278-29.8% | $4,158-44.6% | $2,343-1.7% |
| Participant deferral / active EE | $3,733 | $4,053-7.9% | $5,097-26.8% | $3,332+12.0% |
| Admin fee / account holder | $416 | $5,407-92.3% | $5,943-93.0% | $4,645-91.0% |