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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,953 | $181,062-56.9% | $158,223-50.7% | $155,188-49.8% |
| Participation rate | 72.7% | 82.7%-9.9pp | 79.2%-6.5pp | 80.8%-8.1pp |
| Annual return | 17.83% | 57.39%-39.6pp | 52.09%-34.3pp | 148.84%-131.0pp |
| Employer contribution / active EE | $2,534 | $4,565-44.5% | $4,109-38.3% | $4,248-40.3% |
| Participant deferral / active EE | $12,094 | $6,134+97.1% | $5,467+121.2% | $6,531+85.2% |
| Admin fee / account holder | $980 | $18,825-94.8% | $16,047-93.9% | $14,480-93.2% |