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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,052 | $175,257-69.7% | $149,717-64.6% | $139,456-62.0% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 16.68% | 166.70%-150.0pp | 134.41%-117.7pp | 373.45%-356.8pp |
| Employer contribution / active EE | $2,537 | $5,477-53.7% | $4,820-47.4% | $4,753-46.6% |
| Participant deferral / active EE | $13,670 | $6,521+109.6% | $5,682+140.6% | $6,711+103.7% |
| Admin fee / account holder | $4,890 | $16,156-69.7% | $13,213-63.0% | $11,407-57.1% |