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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,818 | $80,983-79.2% | $96,544-82.6% | $75,177-77.6% |
| Participation rate | 85.7% | 71.8%+13.9pp | 76.0%+9.7pp | 67.2%+18.5pp |
| Annual return | 18.94% | 27.05%-8.1pp | 25.88%-6.9pp | 160.75%-141.8pp |
| Employer contribution / active EE | $1,042 | $2,282-54.4% | $2,966-64.9% | $2,671-61.0% |
| Participant deferral / active EE | $2,493 | $3,929-36.5% | $4,851-48.6% | $4,126-39.6% |
| Admin fee / account holder | $4,268 | $6,717-36.5% | $8,254-48.3% | $5,651-24.5% |