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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,251 | $71,873-76.0% | $86,698-80.1% | $68,490-74.8% |
| Participation rate | 83.3% | 72.2%+11.1pp | 76.6%+6.7pp | 67.9%+15.4pp |
| Annual return | -17.18% | 3.54%-20.7pp | 35.96%-53.1pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,303 | $2,173-40.0% | $2,837-54.1% | $2,597-49.8% |
| Participant deferral / active EE | $2,953 | $3,779-21.9% | $4,656-36.6% | $4,028-26.7% |
| Admin fee / account holder | $5,671 | $6,110-7.2% | $7,492-24.3% | $5,403+5.0% |