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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,979 | $62,583-68.1% | $76,767-74.0% | $64,173-68.9% |
| Participation rate | 96.4% | 72.8%+23.6pp | 77.0%+19.5pp | 69.6%+26.9pp |
| Annual return | -5.31% | -1.95%-3.4pp | 2.43%-7.7pp | 7.63%-12.9pp |
| Employer contribution / active EE | $1,647 | $1,832-10.1% | $2,485-33.7% | $2,381-30.8% |
| Participant deferral / active EE | $3,207 | $3,145+2.0% | $3,852-16.7% | $3,470-7.6% |
| Admin fee / account holder | $664 | $4,667-85.8% | $6,675-90.0% | $4,887-86.4% |