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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,568 | $112,131-80.8% | $95,964-77.5% | $158,982-86.4% |
| Participation rate | 91.3% | 79.0%+12.3pp | 77.1%+14.2pp | 82.0%+9.3pp |
| Annual return | 21.65% | 171.19%-149.5pp | 91.64%-70.0pp | 302.99%-281.3pp |
| Employer contribution / active EE | $1,207 | $3,199-62.3% | $2,541-52.5% | $4,763-74.7% |
| Participant deferral / active EE | $2,426 | $4,784-49.3% | $4,167-41.8% | $5,983-59.5% |
| Admin fee / account holder | $3,700 | $10,136-63.5% | $6,797-45.6% | $11,252-67.1% |