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| Provider | Service type | Compensation |
|---|---|---|
NATIONWIDE4 years Service code 15 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping | $65,893 |
PARK AVENUE SECURITIES LLC3 years Service code 33 | Securities brokerage | $28,966 |
ASCENSUS LLC2 years Filed as: FUTUREPLAN BY ASCENSUS Service code 16 · EIN 82-3719843 PO BOX 734602 · CHICAGO, IL 606730000 | Consulting | $12,800 |
Filed as: LEAFHOUSE FINANCIAL ADVISORS LLC Service code 28 · EIN 26-4311657 6504 BRIDGEPOINT PARKWAY · AUSTIN, TX 78730 | Investment Management | $7,283 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,507 | $61,172+13.6% | $185,851-62.6% | $79,389-12.4% |
| Participation rate | 67.0% | 66.6%+0.4pp | 81.7%-14.7pp | 70.7%-3.7pp |
| Annual return | 14.57% | 19.45%-4.9pp | 122.11%-107.5pp | 116.89%-102.3pp |
| Employer contribution / active EE | $2,817 | $2,321+21.4% | $5,168-45.5% | $2,428+16.0% |
| Participant deferral / active EE | $9,142 | $2,788+227.9% | $5,569+64.2% | $4,046+126.0% |
| Admin fee / account holder | $393 | $710-44.7% | $16,245-97.6% | $626-37.3% |