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| Provider | Service type | Compensation |
|---|---|---|
NATIONWIDE3 years Service code 15 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping | $52,159 |
PARK AVENUE SECURITIES LLC2 years Service code 33 | Securities brokerage | $23,180 |
Filed as: LEAFHOUSE FINANCIAL ADVISORS LLC Service code 28 · EIN 26-4311657 BUILDING 5, SUITE 405 · AUSTIN, TX 78730 | Investment Management | $5,859 |
ASCENSUS LLC1 year Filed as: FUTUREPLAN BY ASCENSUS Service code 16 · EIN 82-3719843 21031 VENTURA BOULEVARD · WOODLAND HILLS, CA 913642203 | Consulting | $3,300 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,930 | $58,895+28.9% | $178,503-57.5% | $73,497+3.3% |
| Participation rate | 66.3% | 66.2%+0.1pp | 81.9%-15.6pp | 70.7%-4.4pp |
| Annual return | 14.17% | 24.86%-10.7pp | 151.12%-137.0pp | 28.51%-14.3pp |
| Employer contribution / active EE | $2,848 | $2,236+27.4% | $5,011-43.2% | $2,270+25.4% |
| Participant deferral / active EE | $8,966 | $2,567+249.3% | $5,202+72.3% | $3,740+139.7% |
| Admin fee / account holder | $341 | $400-14.9% | $13,987-97.6% | $513-33.6% |