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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,720 | $167,533+14.4% | $151,645+26.4% | $134,545+42.5% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.5%-20.8pp | 81.2%-14.6pp |
| Annual return | -12.70% | 7.81%-20.5pp | 3.34%-16.0pp | 418.37%-431.1pp |
| Employer contribution / active EE | $10,229 | $6,828+49.8% | $6,165+65.9% | $4,742+115.7% |
| Participant deferral / active EE | $15,826 | $8,985+76.1% | $8,363+89.2% | $6,401+147.2% |
| Admin fee / account holder | $744 | $13,781-94.6% | $11,614-93.6% | $11,431-93.5% |