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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,843 | $209,874-16.7% | $189,537-7.8% | $167,536+4.4% |
| Participation rate | 80.0% | 88.7%-8.7pp | 87.8%-7.8pp | 82.1%-2.1pp |
| Annual return | 3.63% | 748.61%-745.0pp | 555.34%-551.7pp | 478.82%-475.2pp |
| Employer contribution / active EE | $9,464 | $6,913+36.9% | $6,161+53.6% | $4,839+95.6% |
| Participant deferral / active EE | $18,100 | $8,934+102.6% | $8,220+120.2% | $6,342+185.4% |
| Admin fee / account holder | $576 | $14,299-96.0% | $12,048-95.2% | $12,315-95.3% |