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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,836 | $171,867-54.1% | $149,721-47.3% | $147,586-46.6% |
| Participation rate | 75.0% | 88.2%-13.2pp | 87.1%-12.1pp | 82.8%-7.8pp |
| Annual return | 25.27% | 2113.36%-2088.1pp | 1501.67%-1476.4pp | 578.59%-553.3pp |
| Employer contribution / active EE | $2,500 | $6,275-60.2% | $5,444-54.1% | $4,876-48.7% |
| Participant deferral / active EE | $16,041 | $7,270+120.6% | $6,568+144.2% | $5,439+194.9% |
| Admin fee / account holder | $3,760 | $13,799-72.8% | $11,282-66.7% | $10,886-65.5% |