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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,388 | $184,000-43.3% | $162,185-35.6% | $152,909-31.7% |
| Participation rate | 80.0% | 88.5%-8.5pp | 87.6%-7.6pp | 82.5%-2.5pp |
| Annual return | 9.70% | 150.80%-141.1pp | 115.61%-105.9pp | 345.46%-335.8pp |
| Employer contribution / active EE | $2,381 | $6,370-62.6% | $5,613-57.6% | $4,764-50.0% |
| Participant deferral / active EE | $15,029 | $8,033+87.1% | $7,297+106.0% | $5,851+156.8% |
| Admin fee / account holder | $387 | $13,124-97.0% | $10,844-96.4% | $11,601-96.7% |