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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,702 | $106,267+43.7% | $96,520+58.2% | $139,456+9.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 11.59% | 38.45%-26.9pp | 35.72%-24.1pp | 373.45%-361.9pp |
| Employer contribution / active EE | $4,491 | $4,105+9.4% | $3,739+20.1% | $4,753-5.5% |
| Participant deferral / active EE | $23,051 | $5,454+322.6% | $4,879+372.5% | $6,711+243.5% |
| Admin fee / account holder | $1,145 | $7,882-85.5% | $6,733-83.0% | $11,407-90.0% |