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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,055 | $115,810-11.0% | $101,271+1.8% | $158,966-35.2% |
| Participation rate | 80.0% | 79.4%+0.6pp | 75.8%+4.2pp | 82.0%-2.0pp |
| Annual return | 7.39% | 56.15%-48.8pp | 46.48%-39.1pp | 302.95%-295.6pp |
| Employer contribution / active EE | $4,806 | $4,175+15.1% | $3,660+31.3% | $4,762+0.9% |
| Participant deferral / active EE | $9,622 | $4,958+94.1% | $4,371+120.1% | $5,983+60.8% |
| Admin fee / account holder | $18,009 | $7,248+148.5% | $5,948+202.8% | $11,250+60.1% |