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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,126 | $107,363+15.6% | $92,909+33.6% | $152,897-18.8% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | 8.13% | 145.63%-137.5pp | 109.44%-101.3pp | 345.43%-337.3pp |
| Employer contribution / active EE | $1,330 | $4,222-68.5% | $3,653-63.6% | $4,764-72.1% |
| Participant deferral / active EE | $2,561 | $4,848-47.2% | $4,238-39.6% | $5,851-56.2% |
| Admin fee / account holder | $10,519 | $7,082+48.5% | $5,795+81.5% | $11,599-9.3% |