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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,615 | $108,212-75.4% | $77,513-65.7% | $158,966-83.3% |
| Participation rate | 0.0% | 64.4%-64.4pp | 54.2%-54.2pp | 82.0%-82.0pp |
| Annual return | 15.06% | 31.67%-16.6pp | 54.81%-39.8pp | 302.95%-287.9pp |
| Employer contribution / active EE | $119 | $1,325-91.0% | $987-88.0% | $4,762-97.5% |
| Participant deferral / active EE | $236 | $2,455-90.4% | $1,861-87.3% | $5,983-96.1% |
| Admin fee / account holder | $1,034 | $3,709-72.1% | $2,859-63.8% | $11,250-90.8% |