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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,496 | $108,695-83.9% | $74,722-76.6% | $152,897-88.6% |
| Participation rate | 4.5% | 65.4%-60.8pp | 54.5%-49.9pp | 82.5%-77.9pp |
| Annual return | 20.84% | 114.11%-93.3pp | 753.11%-732.3pp | 345.43%-324.6pp |
| Employer contribution / active EE | $156 | $1,504-89.6% | $1,084-85.6% | $4,764-96.7% |
| Participant deferral / active EE | $252 | $2,712-90.7% | $1,963-87.2% | $5,851-95.7% |
| Admin fee / account holder | $1,025 | $4,906-79.1% | $3,335-69.3% | $11,599-91.2% |