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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,601 | $90,320-86.0% | $59,496-78.8% | $125,389-90.0% |
| Participation rate | 11.8% | 68.3%-56.5pp | 54.6%-42.8pp | 83.2%-71.4pp |
| Annual return | -1.31% | 369.13%-370.4pp | 182.05%-183.4pp | 282.24%-283.5pp |
| Employer contribution / active EE | $283 | $1,792-84.2% | $1,153-75.5% | $4,866-94.2% |
| Participant deferral / active EE | $570 | $2,716-79.0% | $1,829-68.8% | $5,352-89.3% |
| Admin fee / account holder | $1,541 | $3,063-49.7% | $2,232-31.0% | $9,541-83.8% |