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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,444 | $104,116-87.1% | $71,089-81.1% | $135,380-90.1% |
| Participation rate | 8.7% | 65.7%-57.0pp | 54.6%-46.0pp | 82.6%-73.9pp |
| Annual return | -5.24% | 1256.51%-1261.7pp | 650.65%-655.9pp | 519.81%-525.0pp |
| Employer contribution / active EE | $119 | $1,485-92.0% | $1,088-89.1% | $4,779-97.5% |
| Participant deferral / active EE | $216 | $2,524-91.5% | $1,873-88.5% | $5,609-96.2% |
| Admin fee / account holder | $2,800 | $4,142-32.4% | $3,082-9.2% | $10,828-74.1% |