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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,687 | $209,336-0.3% | $197,124+5.9% | $137,256+52.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 21.55% | 48.09%-26.5pp | 44.34%-22.8pp | 220.34%-198.8pp |
| Employer contribution / active EE | $7,924 | $6,591+20.2% | $6,227+27.2% | $4,156+90.7% |
| Participant deferral / active EE | $9,429 | $9,614-1.9% | $9,135+3.2% | $6,407+47.2% |
| Admin fee / account holder | $646 | $17,308-96.3% | $16,298-96.0% | $12,270-94.7% |